*,*::before,*::after{box-sizing:border-box;margin:0;padding:0}
:root{--navy:#17223b;--navy-dark:#0d1526;--gold:#c8922a;--gold-light:#e8b84b;--ink:#273247;--muted:#667085;--paper:#fff;--soft:#f5f6f8;--border:#e4e7ec}
html{scroll-behavior:smooth}
body{font-family:Inter,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;color:var(--ink);background:var(--paper);line-height:1.65;-webkit-font-smoothing:antialiased}
a{color:inherit;text-decoration:none}.wrap{width:min(1080px,88%);margin-inline:auto}
nav{height:66px;background:var(--navy);display:flex;align-items:center}nav .wrap{display:flex;align-items:center;justify-content:space-between}
.logo{display:inline-flex;align-items:center;gap:9px;color:#fff;font-family:"Playfair Display",serif;font-size:21px;font-weight:900}.logo img{width:auto;height:32px;filter:brightness(0) invert(1)}.logo b{color:var(--gold-light)}.nav-link{color:var(--gold-light);font-size:14px;font-weight:700}
.hero{position:relative;overflow:hidden;padding:80px 0 74px;color:#fff;text-align:center;background:linear-gradient(135deg,var(--navy-dark),var(--navy) 64%,#243f63)}.hero::before{content:"";position:absolute;inset:-180px auto auto 50%;width:680px;height:680px;transform:translateX(-50%);background:radial-gradient(circle,rgba(232,184,75,.15),transparent 67%)}.hero .wrap{position:relative}
.eyebrow{display:inline-flex;margin-bottom:22px;padding:7px 15px;border:1px solid rgba(232,184,75,.48);border-radius:999px;color:var(--gold-light);font-size:12px;font-weight:800;letter-spacing:1.5px;text-transform:uppercase}
h1{max-width:850px;margin:0 auto 20px;font-family:"Playfair Display",serif;font-size:clamp(36px,6vw,60px);font-weight:900;letter-spacing:-1.4px;line-height:1.07}.hero-copy{max-width:720px;margin:0 auto 32px;color:rgba(255,255,255,.82);font-size:clamp(17px,2.2vw,20px)}
.button{display:inline-block;padding:16px 28px;border-radius:999px;background:linear-gradient(135deg,var(--gold),var(--gold-light));color:var(--navy-dark);font-weight:800;box-shadow:0 16px 34px -18px rgba(232,184,75,.9)}.hero-note{margin-top:15px;color:rgba(255,255,255,.58);font-size:13px}
section{padding:66px 0}.soft{background:var(--soft)}.section-label{margin-bottom:10px;color:var(--gold);font-size:12px;font-weight:800;letter-spacing:1.7px;text-align:center;text-transform:uppercase}
h2{max-width:780px;margin:0 auto 18px;color:var(--navy);font-family:"Playfair Display",serif;font-size:clamp(28px,4vw,42px);font-weight:800;line-height:1.18;text-align:center}.intro{max-width:780px;margin:0 auto;color:#475467;font-size:17px;text-align:center}
.direct-answer{max-width:850px;margin:34px auto 0;padding:30px;border:1px solid var(--border);border-left:5px solid var(--gold);border-radius:16px;background:#fff;box-shadow:0 18px 50px -42px rgba(13,21,38,.7)}.direct-answer h3{margin-bottom:10px;color:var(--navy);font-size:19px}.direct-answer p{color:#475467}
.grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:18px;margin-top:38px}.card{display:block;padding:26px;border:1px solid var(--border);border-radius:16px;background:#fff}.card h3{margin-bottom:7px;color:var(--navy);font-size:18px}.card p{color:var(--muted);font-size:15px}.card-link{transition:transform .18s ease,border-color .18s ease}.card-link:hover,.card-link:focus-visible{transform:translateY(-2px);border-color:var(--gold)}
.steps{max-width:850px;margin:34px auto 0;display:grid;gap:16px}.step{padding:24px;border:1px solid var(--border);border-radius:15px;background:#fff}.step strong{display:block;margin-bottom:6px;color:var(--navy)}.step p{color:var(--muted)}
.source-note{max-width:850px;margin:28px auto 0;padding:22px 24px;border-radius:14px;background:#fff7e8;color:#5f4a20}.source-note a{font-weight:700;text-decoration:underline;text-underline-offset:3px}
.faq-list{max-width:850px;margin:34px auto 0;display:grid;gap:14px}.faq-item{padding:24px 26px;border:1px solid var(--border);border-radius:15px;background:#fff}.faq-item h3{margin-bottom:8px;color:var(--navy);font-size:17px}.faq-item p{color:#5d687a}
.cta{padding:62px 0;color:#fff;text-align:center;background:linear-gradient(135deg,var(--navy),var(--navy-dark))}.cta h2{color:#fff}.cta p{max-width:650px;margin:0 auto 26px;color:rgba(255,255,255,.74)}
.links{padding:25px 6%;text-align:center;color:#667085;font-size:14px}.links a{display:inline-block;margin:4px 8px;color:var(--navy);font-weight:700;border-bottom:1px solid var(--gold)}
footer{padding:28px 6%;color:rgba(255,255,255,.7);background:var(--navy-dark);text-align:center;font-size:13px}footer a{color:var(--gold-light)}
@media(max-width:720px){.grid{grid-template-columns:1fr}.hero{padding:66px 0 60px}.nav-link{font-size:12px}.direct-answer{padding:24px}}